– To have article sharing government specifics-in-lending conditions and their reference to condition laws, get a hold of 6 Ga. St. B. J. 19 (1969). Rev. 281 (1978). For blog post, “Brand new Federalization and Privatization from Public User Defense Legislation regarding You: Their Affect Lawsuits and you will Administration,” select twenty-four Ga. St. You.L. Rev. 663 (2008). L. Rev. 454 (1975).
- Standard Attention
- Federal Preemption
Ford Motor Borrowing from the bank Co
– The fresh income away from a cellular family happens within the arrangements away from Ga. L. 1967, p. 674, § step 1. Manager v. Brock, 129 Ga. Software. 732, 2 hundred S.Age.2d 912 (1973), overruled toward other foundation, Tucker v. Chung Business off Karate, Inc., 142 Ga. Software. 818, 237 S.E.2d 223 (1977); Smith v. Community Nat’l Financial, 141 Ga. Software. 19, 232 S.Age.2d 367 (1977); Porter v. Midland-Guardian Co., 145 Ga. Software. 262, 243 S.Age.2d 595, rev’d to your most other grounds, 242 Ga. 1, 247 S.Elizabeth.2d 743 (1978).
To have notice discussing import costs in home mortgage assumptions within the resource towards Georgia usury laws and regulations, pick 9 Ga
– The brand new simple visibility out of an acceleration condition isn’t violative off Ga. L. 1967, p. 674, § step 1. Eco-friendly v. People & S. Financial, 153 Ga. App. 342, 265 S.E.2d 286 (1980).
– An excellent “documentary preparation” commission clearly identified as particularly in a vehicle fund bargain and you can added installment loans without bank account in Revere MA to the new delinquent harmony of your purchase price due to the fact an enthusiastic “most other charges” was not a finance fees because it is energized to any or all user purchasers (both dollars and you can credit). Ergo, this new contract complied with federal and state law. Ferris v. Chrysler Credit Corp., 764 F.2d 1475 (11th Cir.), rehearing declined, 770 F.2d 1084 (11th Cir. 1985).
– Georgia rules, as opposed to Sc laws, ruled a cellular house retail fees sales offer entered into the from the South carolina consumers with a great Georgia dealer since the bargain contains the option of laws provision demonstrating that offer will likely be construed in accordance with the regulations of one’s condition in which the newest seller’s place of business is actually discover. Moyer v. Citicorp Home owners, Inc., 799 F.2d 1445 (11th Cir. 1986).
Quoted into the System Deal Co. v. Sawyer, 123 Ga. Software. 207, 180 S.Age.2d 282 (1971); Geiger Fin. Co. v. Graham, 123 Ga. App. 771, 182 S.E.2d 521 (1971); Smith v. Singleton, 124 Ga. Application. 394, 184 S.E.2d twenty-six (1971); Whittlesey v. , 542 F.2d 245 (5th Cir. 1976); Jordan v. , 141 Ga. Application. 280, 233 S.E.2d 256 (1977); Smith v. General Fin. Corp., 143 Ga. App. 390, 238 S.Elizabeth.2d 694 (1977); Mullins v. Oden & Sims Used Autos, Inc., 148 Ga. App. 250, 251 S.E.2d 65 (1978); Coppage v. Mellon Bank, 150 Ga. App. ninety five, 256 S.Elizabeth.2d 671 (1979); Parker v. George Thompson Ford, Inc., 83 F.R.D. 378 (N.D. Ga. 1979); Grover v. Classic Borrowing Corp., 155 Ga. Application. 759, 272 S.Age.2d 732 (1980); Inside the lso are McLeod, 5 Bankr. 520 (Letter.D. Ga. 1980); For the re Weaver, 5 Bankr. 522 (N.D. Ga. 1980).
– A cellular home financing bargain and this didn’t affirmatively misrepresent the brand new debtor’s federal statutory claims found what’s needed to possess acquiring the safety from government preemption away from county rules attract ceilings. Offer v. GECC, 764 F.2d 1404 (11th Cir. 1985), cert. rejected, 476 You.S. 1124, 106 S. Ct. 1993, ninety L. Ed. 2d 673 (1986).
– Federal law preempted employing O.C.Grams.A good. Ways. 2, Ch. 1, T. ten so you’re able to deals which have been manufactured in conformity having laws and regulations promulgated by Federal Financial Lender Board. Moyer v. Citicorp Homeowners, Inc., 799 F.2d 1445 (11th Cir. 1986).
– Mobile land are included in the phrase cars contained in the Ga. L. 1967, p. 674, § 2 and you may and therefore subject to Ga. L. 1967, p. 659, § step one. 1967 Op. Att’y Gen. No. 67-410.
WhatsApp